Investors

Investors

Are you looking for investment opportunities in the Regina real estate market? Opportunities to make money abound, but inexperienced investors run the risk of losing money, making poorly informed decisions, or just struggling to find the most lucrative real estate deals. The right, experienced Realtor® will be able to support your goals for building wealth with insight, smart strategies, and alternative avenues for finding optimal money-making potential. Kelsey Smith can help you make smart financial decisions and leverage your investment for maximum returns.

Common Obstacles For Real Estate Investors

There are several barriers to success for real estate investors. Some of the most common obstacles are:

  • Misinformation: The access to an overabundance of information and advice gives some investors the false sense that they have become real estate experts. Doing research on your own is valuable, but it can be difficult to discern between general advice and smart strategies relevant to the market and locale where you are investing. A Realtor® can help you understand the market conditions where you are.
  • Limited Financial Resources: People considering real estate investment may have a lot of money to play with, but some may have limited resources and need to invest carefully to maximize their money-making potential. A Realtor® can help you develop a strategy for short-term profits or a strategy for the long term so you can enter the investment game with limited initial capital. They can also connect you with financing providers to facilitate your strategy.
  • Hidden Risks: Investing is always risky. You could win big or find yourself tied to a property that is costing you money month after month. A seasoned Realtor® will help you identify the hidden risks in certain investments and help you devise a strategy to mitigate those risks.
  • No Strategy: It is important to have a game plan. This is determined by your available resources, your goals for investment, and your timelines for realizing a profit. Whether you are looking for short-term gains with a higher risk ratio or wanting to build wealth slowly over time with a more secure investment plan, a Realtor® can help you build a strategy to actually create profit.
  • Bad Timing: Inventory levels, interest rates, and market conditions can fluctuate and so can investment opportunities. Buying and selling at the right time is critical. A Realtor® will understand market trends and forecasts and be able to provide you with expert advice to maximize your returns.

The Kelsey Smith Home Buying Process

We have streamlined the home buying process to make it as easy and stress-free as possible. You can count on transparency, availability, attention to detail, and strong negotiating at offer time. This is what you can expect with the Kelsey Smith home buying process.

Consultation for Home Buyers

Consultation for Home Buyers

Are you buying a house in Regina or the surrounding area? You may want to jump right in and schedule viewings. However, prior to starting the physical home search, I ask that buyers meet with me for a “Buyer Consult” session. During this meeting, I explain what to expect at every step when buying a home. We discuss the criteria of your dream home, what defects are important to look for when viewing homes, and everything else from the home inspection, and negotiations to how to choose your real estate lawyer.

Mortgage Pre-Approval

Mortgage Pre-Approval

Home buyers should be pre-approved for a mortgage so that they know exactly how much house they can afford. If you don't have a pre-approval, you could be disappointed to find out you cannot afford the house you find or you could lose the deal while waiting for approval. Even if you’re certain you qualify, getting a pre-approval from a Regina mortgage broker can streamline the process and ensure your finances are set to go when you are ready to make an offer. It also makes the final mortgage approval process much faster and less stressful for you!

The Kelsey Smith Home Buying Process
View Listings

View Listings

Once we’ve had our “Buyer Consult” and you’ve received your pre-approval, we can start looking at homes seriously. I encourage buyers to use any of the available platforms when looking for Regina MLS listings. KelseySmith.ca has up-to-date listing information and the ability to customize your search criteria for an elevated search experience. As your Regina Realtor®, I will also search for and send you listings that meet your requirements. Once we have a handful of possibilities picked out, I will schedule the viewings on your behalf and we will go house hunting together.

Making An Offer

Making An Offer

When you’re ready to make an offer, I will explain to you the terms, conditions, and legalities of the contract. Most importantly, I perform a Comparative Market Analysis (CMA) on the property to ensure you pay no more than fair market value and ideally a little less than that! I will help you formulate a strong offer that has the highest likelihood of being accepted by the sellers. Remember that using a buyer's agent is a free service to you as a home buyer. The commissions for a buyer’s agent are paid for by the seller.

An Insightful Real Estate Partner And Guide To Buying Or Selling Your Home

Kelsey Smith is committed to providing an exceptional experience for home buyers and home sellers in Regina and the surrounding areas. An in-depth understanding of the unique Regina real estate landscape and years of experience navigating the buying and selling process inform Kelsey’ strategy for successfully closing hundreds of real estate transactions. Her formulas for searching, listing, and marketing guarantee an unparalleled journey to homeownership and home sales. Connect with Kelsey by calling 1-306-552-7047 and choose Regina’s ideal real estate partner.

Smart Ways To Invest In Regina Real Estate

There are several smart investment opportunities in the Regina market. Here are just some of the ways your real estate dollars can work for you.

  • House Flipping: Flipping is buying a property in need of work, investing money to renovate, and selling higher than your combined investment.
  • Short or Long-Term Rental Income: Consider purchasing a property close to desirable local attractions such as Wascana Lake or Mosaic Stadium and cater to people looking for short-term rentals. Or consider purchasing a condo, a single family home, or even a multi-family dwelling and market to long-term renters. The right strategy can cover your monthly costs or even see you realizing a profit each month.
  • Consider Commercial: Buying and leasing out commercial space can yield large gains. This can require more initial capital investment, but can generate over 4 times more than residential renting.
  • REITs and REIGs: Real Estate Investment Trusts (REIT) and Real Estate Investment Groups (REIG) allow you to pool your resources with other investors to facilitate larger scale real estate investments. This is a lucrative way to get into the real estate game with access to properties you may not otherwise be able to afford, good return potential, easy liquidity, and a means to diversify your investment portfolio.
  • Foreclosures: Foreclosure occurs when a lender takes possession of a home because the buyer has neglected their mortgage obligations. The goal of the lender is to recoup as much of the mortgage arrears as possible. This can often lead to a sale at the lower end or even below fair market value. A foreclosure property has often sat vacant for some time or may have been neglected and require some level of repair or renovation. But foreclosures can be a good investment as your primary residence, as a house flip project, as a short or long-term rental property, or even as a longer term holding.

Choosing the right Realtor® to help you find and evaluate every opportunity to maximize your investment in the Regina real estate market is your best investment strategy.

Why Kelsey's Clients Love Working With Her

Buying And Selling Condos In Regina

You have worked hard to position yourself to take advantage of opportunities to make money in the Regina real estate market. An experienced Realtor® will help you make smart financial decisions and ensure that your investment is protected and working for you. Kelsey Smith has the insight and tools to help you identify and secure the most lucrative opportunities to leverage your investment dollars. She can help you navigate the unique complexities of buying and selling real estate investments with insight into current market conditions, hidden risks, market forecasts, and cut through the misinformation to create a solid and beneficial investment strategy. Choose Kelsey Smith and honest, transparent investing advice and execution. To connect call 1-306-552-7047 or fill out the online contact form and take the first steps to building your wealth through real estate.

The Kelsey Smith Home Selling Process

We have streamlined the home selling process to make it as easy and stress-free as possible. You can count on transparency, availability, attention to detail, and strong negotiating at offer time. This is what you can expect with the Kelsey Smith home selling process.

Consultation With Sellers

Consultation With Sellers

Are you selling your home in Regina or the surrounding area? It is important to understand the current Regina market conditions, the other properties currently for sale, how much similar properties have sold for recently, and more. It is also important for me to understand your reasons for selling, what makes you home unique, your timelines, and more. Are you looking to sell fast? Do you want to hold out for top dollar? I recommend we start with a “Seller Consult” session. This is an opportunity for me to view your property, understand more about your goals for this sale, and let you know what you can expect from the home selling process. Let’s connect and make a plan to sell your home.

Determine The List Price

Determine The List Price

The first step to selling a Regina home is to determine the list price.  A Comparative Market Analysis (CMA) is automatically provided as part of my service. The CMA will highlight comparable properties that have already sold in your area. I make upward or downward adjustments based on the similarities, differences, and upgrades between your property and the comparables. A home appraisal can also determine a home's value. If you are unsure of the value of the home, consider having both a CMA and a professional home appraisal done.

When I assess the market value of a property, I consider many factors. Average prices in a neighbourhood, how many active listings, sold listings, and Regina's market as a whole are all determinants when pricing a home effectively. Most importantly, I will take the time to explain these reports to you so that we can decide on the best price to list the home, together. I promise transparent education to you, the homeowner, on the condition of the local market so you can make the most informed decisions.

The Kelsey Smith Home Selling Process
While The House Is On The Market

While The House Is On The Market

Once the list price has been decided, we will review the listing contract which outlines the desired possession, real estate fees, legal description, and many other terms and conditions of the sale. I will help you prepare your home for the market by providing staging consultations and providing you with my "Ultimate To-Do List For Selling A Home In Regina." (link to list)

 Among my other responsibilities, my priority is to communicate with my client. I send weekly market updates, keeping you aware of any new listings, conditional sales, or properties that have sold in your area. The Regina real estate market can change quickly if a large number of homes come onto the market or sell within a short time frame. I keep analytics of how all my Regina MLS® listings are performing online by tracking how many views they get on Realtor.ca, Facebook, and other social media platforms. 

I have a unique approach to marketing Regina homes for sale. I always take professional photos and showcase the listing using SEO-friendly video and written content. The goal is to attract as many buyers as possible.

Receiving An Offer

Receiving An Offer

Once you receive an offer, I will negotiate with the buyers on your behalf and we will work together to get an acceptable sale price for you. The “conditions period” is the 7-10 day period the buyer requires to get approval of a mortgage, and complete the home inspection and any other inspections they need. I will act as a liaison between the buyer and their agent and you to provide any additional information they request. 

Once conditions have been removed, the seller can disconnect utilities, meet with their lawyers, and move forward with the sale process. The home is not officially SOLD until mortgage funds have been transferred. 

Be sure to read through my Home Sellers Guide for FAQs, detailed offer to purchase information, and so much more! 

Buying And Selling Regina’s Best Homes

Kelsey Smith is Regina’s choice for buying and selling homes. Buying or selling can be complex and stressful. Selecting the right Realtor® can ease the process. Kelsey Smith brings market insight, extensive experience, a streamlined strategy, top-level marketing know-how, and expert negotiating skills as your real estate partner to ensure the best outcomes for your sale or purchase.

Investors FAQs

There is no one-size-fits-all investment strategy. Your personal goals for investing, your budget, your risk tolerance, and the time you have available to manage your investment will all factor into the right plan for you.

There are ways to begin investing in real estate with as little as 5% of the purchase price of the property. Connect with Kelsey Smith to explore opportunities to build wealth with a minimal initial investment.

There are strategies that will allow you to make a financial investment in real estate without a lot of hands-on time requirements. But just as with any lucrative opportunity, you do need to invest a certain amount of time to educate yourself and monitor your investment. Partner with an experienced investment Realtor® to ease the burden of navigating the real estate investment landscape. Kelsey can help you find opportunities with maximum returns and lower time requirements.

A Partner For All Of Your Real Estate Goals

A Partner For All Of Your Real Estate Goals

Providing my clients with an exceptional home buying or selling experience is my top priority. First-time home buyers, empty nesters, sellers, and investors can expect current data and insight to make the most informed decisions regarding their real estate transactions. I promise to share my knowledge, my experience, and my time as we work together to achieve your Regina real estate goals. Connect with me for a free consultation at 1-306-552-7047 and let’s partner to make it happen.

Kelsey Smith Is Regina’s Choice

Choosing the right Realtor® is key to ensure a positive and successful real estate transaction. Kelsey Smith promises to deliver the education and time necessary to buy or sell your Regina home. Call 1-306-552-7047 and rest easy knowing you have made the right choice.

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