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Before viewing houses, pre-approved home buyers meet with me for a “counselling session” to make sure they understand every aspect of the process, including negotiating and closing costs. When it’s time to offer, I’ll do an analysis to ensure fair market value. My clients know they can call at any time and that I am looking for homes that suit their needs.

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Our Home Buying Process

1. Consultation for Home Buyers

Are you buying a house in Regina or the surrounding area? You may want to jump right in and start going to open houses. However, prior to starting the physical home search, I ask that buyers meet with me for a “buyers’ counselling session.” During this meeting I explain what you can expect during the home buying process and what's going to happen during every step. We discuss when we will look at homes, what kind of homes you want to see and we’ll talk about the home inspection, negotiating and closing costs.

2. Mortgage Pre-Approval

Home buyers should get pre-approved first so that they know exactly what they can afford. If you don’t it could lead to disappointment if the houses you view are outside your actual price range, and no one wants to have their time wasted like that. Even if you’re certain you qualify, getting a pre-approval from a Regina mortgage broker can streamline the process and make sure there are no disappointing surprises. 

3. View Listings

Once we’ve had our “counselling session” and you’re pre-approved, then we can begin to look at houses. I encourage buyers to use any of the available platforms when looking for Regina MLS listings. Some of the main platforms are Realtor.ca or Point2Homes but right here at KelseySmith.ca is a wonderful place to start your search. 

4. Making An Offer

When you’re ready to make an offer, we’ll discuss the offer itself, conditions and possession day. Most importantly, I perform a market analysis on the home to make sure you’re paying fair market value. Remember that home buyers are not responsible for their agent’s commission. It is predetermined between the sellers’ agent and seller. This has no effect on the buyer. Using me to purchase a home is a free service to the home buyer.

James & Taylor

“

I highly recommend Kelsey Smith for the purchase of your next home! She always had loads of listing to send to us. When we found one we wanted to look at, she would get a time booked in right away. Everything went so smoothly, we couldn't of asked for a better experience buying our first house. Not even mentioning the smoking deal Kelsey got us!!

Merv M

“

Kelsey was professional even when I told her that I was interviewing others. Ultimately the way Kelsey handled herself was exactly what I was looking for in a real estate agent.

Kelli Knight

“

I am so glad that I made the choice to use Kelsey Smith as my agent. She went above and beyond all of my expectations in every way possible. She worked tirelessly to make sure I got see all the houses I needed to see (which was a lot!), going through more than 5 offers on different houses, and had endless patience to help me find my perfect home. I have never seen anyone with more patience and willingness to work hard to make sure my needs are met. Even after the sale was 100% complete, she is still helping with different aspects of owning my home! This shows how much she cares about her clients. She has an extremely high level of knowledge, and her integrity and professionalism are second to none. She always had my best interests in mind, even if it meant advising me to walk away from a sale. She held my hand through every step of buying a new house, so I didn’t have to worry about a thing as she was on top of everything. Even helping me with the fears of buying and owning my first home! I would recommend Kelsey Smith to anyone, as I know they will be taken care of and in good hands. Thanks to Kelsey, I own my dream home and I am so happy!

Swaby Family

“

Professional, diligent, innovative and personable are just a few words we would use to describe Kelsey. Kelsey was our Realtor for the purchase of our first home. She explained each step of the real estate purchase process, and even provided us with a Buyer’s Guide booklet, which not only had the different stages of the buying process, but also had contact information for possible services we would need as new home owners. 

We are new to Canada with young children and Kelsey gave us suggestions for family-friendly neighbourhoods. She noted our search criteria, and never bombarded us with houses that did not match our criteria. We felt like she actually took the time to make sure what she was sending us matched our criteria. If there was a house that she thought would be nice for us, but did not meet our criteria exactly, she would send it to us and explain why she thought it could work for us. Kelsey did not try to get us to just buy a house, and she never tried to get us to settle, she worked really hard to make sure that we bought a house we loved. 

Whenever we looked at a house that we ended up not making an offer on, Kelsey would always offer encouraging words and let us know the right house will come. After weeks of looking with no success, Kelsey offered to send a mail out to house owners in our desired neighbourhoods. She wrote the letter and went house to house to deliver. 

We can’t stress it enough – Kelsey worked hard to ensure we got a house we loved. For the house we ended up buying, Kelsey fit us in for a showing on a very busy evening for her - even though it was a last-minute request, and we had previously told her we would stop house hunting for 2017. She worked late into the night to get us the market assessment so that we could decide how much to offer for the house. During negotiations, there were issues with some appliances and she listened to our concerns and relayed them to the sellers’ Realtor. She was able to negotiate a deal that was fair to us.

After closing, Kelsey checked in to see how things were going and even arranged to remove junk left behind by the previous owners. We are very pleased to have had Kelsey as our Realtor. If we ever decide to sell and/or buy again, we would use her for our Realtor again. We highly recommend her!

If you are buying a home you should have a realtor who can show you houses--some don't make it to public listing sites like Realtor.ca and you could be misisng out--and who can negotiate and handle the complex paperwork you'll need, as well as make sure you're getting a fair deal. Often people ask this question because they are worried about paying a real estate agent's fees, but there is no cost to the buyer to retain an agent. The agent is paid through the a commission arranged with the sellers. 

There is no right answer to this question! If the first home we view meets your needs and you want to buy it, you're under no obligation to look at others. Conversely, if you see twenty houses and still don't feel like any of them are right, it's okay to keep looking. A home is a major investment and you want to make sure you're making the right choice for you. Talk to your real estate agent if you're worried you can't decide or "just want to get it over with." Keep in mind though that if you're seeing dozens of houses and none are what you're looking for you should talk to your real estate agent to make sure they are finding the right sort of properties to show you.

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